Recycling the wealth in Camden through localised peer to peer loans
Let's face it, for all the talk of inequality it is often economic wealth that divides - the "haves" and the "have-nots". In Camden we have both, but from my experience there aren't natural ways for these two groups to intermingle in a mature self-affirming way. How do you get past entrenching the divide and avoid a potential hand-me-down culture? My (possible) solution - introduce a hyper-local Zopa model (www.zopa.com) that encourages people across Camden to lend to each other and more importantly learn about each other's lives. What I love about Zopa is the connections made between people providing loans with those receiving and how can create a bonding between very disparate people. I wonder if we could establish something in Camden that allowed those with more money who don't just want to donate to be matched with those that need a helping hand who don't just want hand-outs.
This could be a new peer to peer lending service or it could be approaching an established provider to work up a bespoke regional model.
Welcome any thoughts?